Have you ever looked at your bank statement and spotted a charge from an unfamiliar place, perhaps something like "405 Howard Street San Francisco CA"? It can feel a bit like finding a piece of a puzzle, can't it? Many people, it seems, have had this very experience, and it's a common reason folks start wondering about this specific spot in the city. So, it's quite natural to feel a little curious, or maybe even a touch confused, when you see it appear.
This particular address, 405 Howard Street in San Francisco, California, is a very real place. It's a significant location, actually, home to a number of sizable companies. If you've seen a charge linked to it, there's a good chance it relates to a genuine purchase. Often, these transactions get handled through payment processors, like Stripe, which helps make sure everything goes through smoothly.
Today, we're going to take a closer look at 405 Howard Street. We'll explore what makes this address so important, what kind of businesses call it home, and perhaps most importantly for some, why it might show up on your financial records. We'll also consider what makes this building a rather special part of the San Francisco landscape, especially as we approach the middle of this year.
Table of Contents
- Unraveling the Mystery of Bank Charges from 405 Howard St
- A Look Inside the Orrick Building: Home to Many
- Companies That Call 405 Howard St Home
- The Orrick Building and Its Location in the Transbay Area
- Finding Space at 405 Howard St: Commercial Real Estate
- Frequently Asked Questions About 405 Howard St
Unraveling the Mystery of Bank Charges from 405 Howard St
It can be a bit unsettling, can't it, to see a charge on your credit or debit card that doesn't immediately ring a bell? When "405 Howard Street San Francisco CA" appears on your statement, it's a feeling many people share. The good news is, in nearly all cases, this kind of charge connects to something you actually bought. It's just that the company processing the payment might list their main business address, which happens to be this spot.
Think about it: many online purchases, or even some in-person ones, use third-party payment processing services. A company like Stripe, for instance, handles a huge amount of transactions for businesses all over the place. If a business uses Stripe, and Stripe's official mailing address or a registered location for processing is 405 Howard Street, then that address might show up on your statement. So, it's not usually a sign of anything bad, just a detail of how modern payments work, you know?
If you see such a charge, a good first step is to think back to recent purchases you've made. Did you buy something online from a smaller retailer? Did you subscribe to a new service? Sometimes, the business name itself might be slightly different from what you expect, or the charge might appear under the payment processor's name. Checking your email receipts or order confirmations can often clear things up pretty quickly. This is often the simplest way to figure out what's what.
If you're still puzzled, you could try to look up the specific amount and date of the charge online. Sometimes, a quick search with those details, plus "405 Howard Street," might lead you to the exact merchant. If all else fails, reaching out to your bank or card issuer is always an option. They can often provide more information about the merchant behind the charge, which helps a lot.
A Look Inside the Orrick Building: Home to Many
The address 405 Howard Street is, in fact, the location of a well-known structure called the Orrick Building. This place isn't just any office building; it's quite a spot in the city. One person who visited mentioned how clean and quiet it is, which is always a nice thing to hear about a busy city building. They also spoke about the views, saying they were "super nice."
Imagine being up on the 10th floor, looking out through all-glass windows. You get a full 360-degree view of the city below. That sounds pretty impressive, doesn't it? It means you can see all around, taking in the sights of San Francisco from a truly high vantage point. That kind of perspective is really something special, especially for people who work there every day.
Beyond the views, the building also seems to have helpful people working there. The review mentioned that the staff is very good about getting coffee and water for visitors. Little things like that can make a big difference in how comfortable and welcome people feel, whether they're just visiting or spending their workdays there. It suggests a focus on making the environment pleasant for everyone who comes through the doors.
The Orrick Building has a history, too. It was purchased in July 2007 and then sold again in 2014. During that time, it was nearly fully occupied, with 98% of its spaces taken. This shows it's a popular place for businesses, even through changes in ownership. Its appeal likely comes from its prime spot in a very active part of San Francisco.
Companies That Call 405 Howard St Home
This address, 405 Howard Street, San Francisco, CA, is a hub for a number of big companies. It's not just a random building; it's a place where significant business happens. According to the information available, you'll find several large corporations with offices here. This includes names like Fremont Group and First Republic. Knowing this can help explain why the address might appear on a bank statement, especially if you've interacted with one of these larger entities or a service they support.
For example, a company called Usearch found that at least one tenant with a commercial real estate portfolio has listed 405 Howard Street as their mailing address in public records. This means that even if a business operates in many places, this specific San Francisco address serves as a key point of contact for them. It's a central spot for their administrative or corporate functions, which is quite common for bigger organizations.
The presence of such established names gives the address a certain weight, you know? It shows that this building is chosen by businesses that need a strong, reliable base in a major city. They likely pick this spot for its location, its facilities, and its general reputation as a good place to conduct business. That's why it draws in these types of tenants, making it a busy place.
When large companies set up shop in a building, it often means there's a lot of activity happening there. This could involve everything from financial operations to client meetings, or even just the daily work of many employees. The mix of businesses here helps make 405 Howard Street a notable part of San Francisco's commercial landscape, pretty much.
The Orrick Building and Its Location in the Transbay Area
The Orrick Building's location is a big part of its appeal. It sits in what's known as the "Transbay Redevelopment Area." This area is a really important part of San Francisco's ongoing growth and transformation. It's where a lot of new developments are happening, bringing in modern buildings, public spaces, and improved transportation links. So, being right there means the Orrick Building is at the center of a lot of exciting changes.
This spot is described as having an "irreplaceable location." That's a strong way to put it, but it makes sense when you consider what the Transbay area offers. It's a place designed to connect different parts of the city and beyond, making it super convenient for businesses and their employees. Easy access to public transport and major routes is a huge plus for any commercial property, as a matter of fact.
The building is also part of a larger group of structures, described as "part of the four." While the exact details of what "the four" refers to aren't fully spelled out in the text, it suggests that the Orrick Building is one piece of a significant development or cluster of properties. This kind of grouping often means shared amenities or a cohesive urban plan, which can add even more value to the location. It's like being part of a well-thought-out neighborhood.
This strategic position helps explain why the building was nearly fully occupied for so long. Businesses want to be where the action is, where their employees can easily get to work, and where they can connect with other companies. The Transbay area provides all of that, making 405 Howard Street a very desirable address for all sorts of operations, you know?
Finding Space at 405 Howard St: Commercial Real Estate
For businesses looking for a place to set up shop in San Francisco, 405 Howard Street often comes up as an option. The text specifically mentions that office space at this address is available for lease. This means companies can find a spot here to grow their operations or establish a new presence in the city. It's a chance to be in a building with a good reputation and a prime location, which is pretty attractive.
If someone is interested in renting space, they can "Check the Orrick Building space availability" through resources like CommercialCafe. This kind of platform provides full listing information, property data, and more details that businesses need when they're making big decisions about where to locate. It helps them get a complete picture of what's on offer, which is very helpful.
The fact that this building was 98% occupied for a period suggests a high demand for its spaces. When a property maintains such a high occupancy rate, it usually means that the facilities are good, the location is strong, and the overall environment is appealing to tenants. It speaks to the quality of the building and its management, too it's almost.
For any company considering a move, getting all the facts about a potential office is key. Knowing that you can get detailed information, like property data and leasing terms, makes the process smoother. It allows businesses to make informed choices about where they want their teams to work and where they can best serve their clients. So, 405 Howard Street remains a relevant option for those seeking commercial property in a bustling part of San Francisco.
Frequently Asked Questions About 405 Howard St
What is the Orrick Building?
The Orrick Building is a commercial office building located at 405 Howard Street in San Francisco, California. It's known for its clean environment, quiet atmosphere, and impressive 360-degree views of the city from its upper floors, especially the 10th floor. Staff there are often described as helpful, offering things like coffee and water to visitors. It's been a popular location for businesses, maintaining high occupancy rates, and sits within the significant Transbay Redevelopment Area.
Why is 405 Howard Street on my credit card statement?
If you see "405 Howard Street San Francisco CA" on your credit or debit card statement, it's typically linked to a legitimate purchase you made. This address is a real location that serves as the home to numerous large corporations, including some that process payments through companies like Stripe. Often, the payment processor or a business with offices at this address might list it on your statement. Checking your recent purchases or contacting your bank can usually help you figure out the specific transaction.
What companies are located at 405 Howard Street San Francisco?
The address 405 Howard Street in San Francisco is home to several large corporations. While the text mentions "tenant" as a general term, it specifically names Fremont Group and First Republic as companies that have offices there. Additionally, Usearch found at least one tenant with a commercial real estate portfolio who has registered this address as their mailing location in public records. This makes it a significant hub for various business operations.
To learn more about San Francisco's commercial real estate scene, you can explore our site. And for more details on understanding common credit card charges, we have other helpful information.



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